Best Apps With High Referral Bonuses in Nigeria

You’ll agree that referral bonuses are what makes an app interesting to use. Yes, with referral bonuses, you can make more money from an app and also carry out other tasks on the app. In Nigeria, there are many apps that offer referral bonuses when you refer a friend to the platform. In this article, you’ll be reading about top apps available in Nigeria that offer referral bonuses. Let’s check them out! First, let’s check out some reasons why apps offer referral bonuses in Nigeria.

Reasons Why Apps Offer Referral Bonuses

Here are some reasons why some apps in Nigeria may choose to run a referral campaign and bonuses on their platforms:

To Get More Users

Normally, apps rely on a steady stream of new users to thrive, especially in a competitive market. Referral bonuses, on the other hand, helps existing users to bring in their friends to this apps. This, becoming an “ambassador” for this apps.

A Cheap Form Of Marketing

Compared to traditional advertising channels, referral bonuses offer a cost-effective way for apps to acquire new users. Instead of spending big budgets to marketing campaigns, apps use referral bonuses to get new users.

Promotes Engagements On The Apps

Referral bonuses not only attract new users but also foster engagement among existing ones. When users get paid for their referrals on the app, they’re more likely to remain active on the app.

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Community Building

Referral programs create a sense of community among users who share a common interest or experience with the app. This sense of belonging can strengthen user loyalty and encourage ongoing participation.

In this article so far, you’ve read about top reasons why apps offer referral bonuses. The next subheading is going to be discussing about apps in Nigeria where you can get paid referral bonuses.

Apps That Offer Referral Bonuses in Nigeria

Here are the best apps in Nigeria that offer referral bonuses in Nigeria:

Jumia One

Jumia One rewards users for referring friends and family to the app. With each successful referral, users earn discounts on purchases, mobile recharges, and other exclusive deals.


OPay offers generous referral bonuses to users who invite others to join the platform. From money transfers to bill payments, OPay’s referral program incentivizes users to explore its wide range of services.


Flutterwave encourages users to refer others to its payment solutions. With seamless integration and competitive rates, Flutterwave’s referral program appeals to businesses and individuals alike.

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Luno rewards users for introducing newcomers to the world of digital currency trading. It was one of the first apps to start referral bonuses in Nigeria.

Kuda Bank

Kuda Bank offers referral bonuses to users who invite friends to open accounts. With features like zero fees and instant transfers, Kuda’s referral program is a testament to its commitment to financial inclusion.


Carbon rewards users for referring others to its loan and investment products, promoting financial empowerment across the country.


Bolt encourages users to share their positive experiences with friends and family, earning rewards for each new rider they introduce to the platform.


What are the benefits of referral bonuses?

Referral bonuses incentivize users to introduce others to apps, leading to increased user acquisition, engagement, and community building. Additionally, referral bonuses offer a cost-effective alternative to traditional marketing strategies.

How do referral programs work?

Referral programs typically involve existing users sharing a unique referral link or code with friends or family. When a new user signs up or completes a specified action using the referral link, both the referrer and the new user receive rewards or incentives.

Are referral bonuses common in Nigeria?

Yes, referral bonuses are increasingly common in Nigeria, especially among digital platforms and fintech companies. These incentives play a crucial role in driving user acquisition and engagement in the Nigerian market.

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What types of rewards do referral programs offer?

Referral programs may offer various rewards, including discounts, cashback, freebies, exclusive deals, or credits towards future purchases or transactions. The specific rewards depend on the app and its target audience.

How can I maximize referral bonuses?

To maximize referral bonuses, users can leverage their social networks, share their referral links or codes across multiple platforms, and encourage friends and family to sign up or take action. Additionally, staying informed about app updates and promotions can help users capitalize on referral opportunities.


There you have it! Now, you can make money while you invite your friends to use your favorite app. Don’t sleep on that. Participate in these referral campaign to earn rewards!

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